[pearlnjewel]

TS I can't comment much on your choices, you can still buy a resale with your overseas spouse fyi Just that it will be really difficult on you financially. Jiayou, non citizen spouse scheme.

DIY painting yourself, scrape off old paint with the scraper then repaint twice. Help you save a few hundred to thousand dollars painting fee. Toilet likely need to renovate if you get cheap flats. You can ask hdb for a list of their most affordable contractors. Spalling concrete you go buy polymer mortar and mix water then apply yourself to the exposed rebar, be your own contractor liao bro you need save money.

I almost in similar situation but chose to let go of my overseas girlfriend because income will very tight for housing and taking care of family, at least you got balls to carry up the family burden. Hats off to you.